{"id":12472,"date":"2019-07-12T11:38:49","date_gmt":"2019-07-12T11:38:49","guid":{"rendered":"https:\/\/projecthermes.wpengine.com\/facebooks-libra-cryptocurrency-a-payments-game-changer\/"},"modified":"2023-08-11T14:00:14","modified_gmt":"2023-08-11T18:00:14","slug":"facebooks-libra-cryptocurrency-a-payments-game-changer","status":"publish","type":"post","link":"https:\/\/innovation.interac.ca\/fr\/facebooks-libra-cryptocurrency-a-payments-game-changer\/","title":{"rendered":"Facebook\u2019s Libra Cryptocurrency \u2013 A payments game changer?"},"content":{"rendered":"<p>Facebook\u2019s June 18th announcement about the launch of its global cryptocurrency Libra immediately made waves in the payments and banking industry. Backed by major players like Mastercard, Visa, Uber, Lyft, Paypal, Spotify, ebay, and Stripe, many are wondering if Libra might scale and disrupt at a pace never before seen in our industry. We condensed our research into a short brief covering what Libra is, how it works, who is involved and why this is of interest, as well as some concerns it raises.<\/p>\n<h2>A Few Key Takeaways<\/h2>\n<ul>\n<li>Libra is a new kind of beast. It is not structured either technically or governance-wise like other cryptocurrencies.<\/li>\n<li>Market trust will make or break Libra\u2019s success, however the distributed governance structure with large trusted brands lends Libra considerably more credibility than Facebook could on its own.<\/li>\n<li>The initial profits for Libra\u2019s founding members will not come from network transaction fees, but rather from returns on the underlying financial assets held in reserve to back each Libra coin.<\/li>\n<\/ul>\n<p>Read the full details of our analysis <a class=\"link-orange\" href=\"https:\/\/innovation.interac.ca\/wp-content\/uploads\/2019\/07\/Interac-Trendsights-External2.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">here<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Facebook\u2019s June 18th announcement about the launch of its global cryptocurrency Libra immediately made waves in the payments and banking industry. Backed by major players like Mastercard, Visa, Uber, Lyft, Paypal, Spotify, ebay, and Stripe, many are wondering if Libra might scale and disrupt at a pace never before seen in our industry. We condensed&#8230;<\/p>\n","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[149],"tags":[91],"posts_format":[112],"class_list":["post-12472","post","type-post","status-publish","format-standard","hentry","category-cryptomonnaie","tag-tendances","posts_format-article-fr"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Innovation Hub - Facebook\u2019s Libra Cryptocurrency \u2013 A payments game changer?<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/innovation.interac.ca\/fr\/facebooks-libra-cryptocurrency-a-payments-game-changer\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Facebook\u2019s Libra Cryptocurrency \u2013 A payments game changer?\" \/>\n<meta property=\"og:description\" content=\"Facebook\u2019s June 18th announcement about the launch of its global cryptocurrency Libra immediately made waves in the payments and banking industry. Backed by major players like Mastercard, Visa, Uber, Lyft, Paypal, Spotify, ebay, and Stripe, many are wondering if Libra might scale and disrupt at a pace never before seen in our industry. We condensed...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/innovation.interac.ca\/fr\/facebooks-libra-cryptocurrency-a-payments-game-changer\/\" \/>\n<meta property=\"og:site_name\" content=\"Innovation Hub\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/interac\" \/>\n<meta property=\"article:published_time\" content=\"2019-07-12T11:38:49+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-08-11T18:00:14+00:00\" \/>\n<meta name=\"author\" content=\"Marc Folch\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@interac\" \/>\n<meta name=\"twitter:site\" content=\"@interac\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Marc Folch\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/innovation.interac.ca\/fr\/facebooks-libra-cryptocurrency-a-payments-game-changer\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/innovation.interac.ca\/fr\/facebooks-libra-cryptocurrency-a-payments-game-changer\/\"},\"author\":{\"name\":\"Marc Folch\",\"@id\":\"https:\/\/innovation.interac.ca\/fr\/#\/schema\/person\/22428b0ca8ac525d8b04e038bd10d06a\"},\"headline\":\"Facebook\u2019s Libra Cryptocurrency \u2013 A payments game changer?\",\"datePublished\":\"2019-07-12T11:38:49+00:00\",\"dateModified\":\"2023-08-11T18:00:14+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/innovation.interac.ca\/fr\/facebooks-libra-cryptocurrency-a-payments-game-changer\/\"},\"wordCount\":184,\"publisher\":{\"@id\":\"https:\/\/innovation.interac.ca\/fr\/#organization\"},\"keywords\":[\"tendances\"],\"articleSection\":[\"Cryptomonnaie\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/innovation.interac.ca\/fr\/facebooks-libra-cryptocurrency-a-payments-game-changer\/\",\"url\":\"https:\/\/innovation.interac.ca\/fr\/facebooks-libra-cryptocurrency-a-payments-game-changer\/\",\"name\":\"Facebook\u2019s Libra Cryptocurrency \u2013 A payments game changer? 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