{"id":12624,"date":"2017-12-13T08:55:30","date_gmt":"2017-12-13T08:55:30","guid":{"rendered":"https:\/\/projecthermes.wpengine.com\/top-5-themes-canadian-payments-innovation-conference\/"},"modified":"2023-07-20T15:27:46","modified_gmt":"2023-07-20T19:27:46","slug":"top-5-themes-canadian-payments-innovation-conference","status":"publish","type":"post","link":"https:\/\/innovation.interac.ca\/fr\/top-5-themes-canadian-payments-innovation-conference\/","title":{"rendered":"Top 5 Themes from the Canadian Payments Innovation Conference"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><section class=\"l-section wpb_row height_medium\"><div class=\"l-section-h i-cf\"><div class=\"g-cols vc_row via_flex valign_top type_default stacking_default\"><div class=\"vc_col-sm-12 wpb_column vc_column_container\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"wpb_text_column\"><div class=\"wpb_wrapper\"><p>At RFI\u2019s Canadian Payments Innovation conference the C-Suite and top payment execs from Interac, Visa, Mastercard, Square, PayPal, TD, Scotiabank, and others shared their views on top market trends and the future for our industry. Here were the top 5 themes and insights:<\/p>\n<h3>1: Small business &amp; transit to be key drivers of payments evolution<\/h3>\n<p>Fintech innovation is underrepresented among small businesses in Canada vs many other places in the world. Paul Parisi, President of Paypal Canada emphasized that small businesses need the most support integrating associated services to help them run their businesses more efficiently, such as inventory management and accounting.<\/p>\n<p>Although a small percentage of overall payments volume, integration between open transit and payments systems has proven a major driver of mobile wallet adoption. According to Stacey Madge, President, Visa Canada, this has driven a significant lift in cities like London and Hong Kong where it was implemented.<\/p>\n<h3>2: Collaboration is the key to success<\/h3>\n<p>Cooperation between existing incumbents with their scale, consumer trust, and resources with fintechs and regulators drives major wins for all parties. Regulators get safe, effective market evolution, fintechs get rapid scale that they could not achieve on their own, and incumbents get market-leading innovation at far lower risk and time-to-market than in-house development.<\/p>\n<blockquote>\n<p>\u201cWe\u2019re working to think about how we make our assets and capabilities available to the community at large like APIs and SDKs. What we\u2019re particularly proud of is how we partner with not just the global brands, but some of the new startup communities. This is key to us and the success of our community.\u201d &#8211; Debbie Gamble, VP Digital Payments, Interac<\/p>\n<\/blockquote>\n<h3>3: Contactless card adoption in Canada slows mobile adoption<\/h3>\n<p>Interestingly, Canada\u2019s existing high adoption rate of contactless cards is creating a dampening effect on mobile wallet adoption. Since consumers already have a \u201cgood enough\u201d contactless solution, the incremental benefit of switching is minor. This is partly why we see such exceptional adoption growth in countries like China where many consumers and businesses skipped several generations of payment tech and transitioned from cash all the way to mobile wallets.<\/p>\n<h3>4: Digitization to drastically alter payment economics<\/h3>\n<p>Cost of acceptance hardware has dropped 65% with the introduction of mobile point of sale (mPOS) and may reduce to near-zero in the future with connected devices and No-POS. Visa also estimates that reduced friction from payments digitization could add 3% to a city\u2019s gross domestic product.<\/p>\n<h3>5: There were several major themes on the horizon beyond mobile<\/h3>\n<p>Although mobile continues to dominate the stage as a central theme in payments and the evolution of commerce in general, several other themes are beginning to emerge as candidates to supersede it.<\/p>\n<blockquote>\n<p>\u201cA lot of that technological change is being driven by our love affair with our mobile device and all the things that device is allowing us to do.\u201d &#8211; Debbie Gamble, VP Digital Payments, Interac<\/p>\n<\/blockquote>\n<p>The first is the <strong>internet of things (IOT) and artificial intelligence (AI)<\/strong>, with their potential to drive more invisible, predictive, and automated commerce. However doing so will involve a shift to a more distributed model of payment permissioning, where devices can initiate payments on the user&rsquo;s behalf and all the security implications thereof.<\/p>\n<p>The second is the <strong>greater use of data<\/strong> to reduce friction, enable value adds, and create entirely new products and services from what has historically been simply a by-product of the payment transaction.<\/p>\n<p>The third: <strong>secure digital identity and authentication<\/strong> is becoming a major discussion point not only for its critical role in secure payments but also for its ability to remove considerable friction and vulnerability from the internet which today is largely anonymous.<\/p>\n<p>The fourth is <strong>blockchain and how distributed ledger technology (DLT)<\/strong> might enable improvements to the payment experience either for infrastructure providers (like networks and their members) or for consumers and businesses.<\/p>\n<p style=\"font-weight: bold; text-align: center;\">What do you think? Are you surprised by any of these themes? Let us know in the comments.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\n<\/div>","protected":false},"excerpt":{"rendered":"At RFI\u2019s Canadian Payments Innovation conference the C-Suite and top payment execs from Interac, Visa, Mastercard, Square, PayPal, TD, Scotiabank, and others shared their views on top market trends and the future for our industry. Here were the top 5 themes and insights: 1: Small business &amp; transit to be key drivers of payments evolution...","protected":false},"author":19,"featured_media":12022,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[153,79],"tags":[85],"posts_format":[112],"class_list":["post-12624","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-environnement","category-evenements","tag-evenement","posts_format-article-fr"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Innovation Hub - Top 5 Themes from the Canadian Payments Innovation Conference<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/innovation.interac.ca\/fr\/top-5-themes-canadian-payments-innovation-conference\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top 5 Themes from the Canadian Payments Innovation Conference\" \/>\n<meta property=\"og:url\" content=\"https:\/\/innovation.interac.ca\/fr\/top-5-themes-canadian-payments-innovation-conference\/\" \/>\n<meta property=\"og:site_name\" content=\"Innovation Hub\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/interac\" \/>\n<meta property=\"article:published_time\" content=\"2017-12-13T08:55:30+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-20T19:27:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/innovation.interac.ca\/wp-content\/uploads\/2017\/12\/innovations_conference.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Marc Folch\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@interac\" \/>\n<meta name=\"twitter:site\" content=\"@interac\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Marc Folch\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/top-5-themes-canadian-payments-innovation-conference\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/top-5-themes-canadian-payments-innovation-conference\\\/\"},\"author\":{\"name\":\"Marc Folch\",\"@id\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/#\\\/schema\\\/person\\\/22428b0ca8ac525d8b04e038bd10d06a\"},\"headline\":\"Top 5 Themes from the Canadian Payments Innovation Conference\",\"datePublished\":\"2017-12-13T08:55:30+00:00\",\"dateModified\":\"2023-07-20T19:27:46+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/top-5-themes-canadian-payments-innovation-conference\\\/\"},\"wordCount\":678,\"publisher\":{\"@id\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/top-5-themes-canadian-payments-innovation-conference\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/innovation.interac.ca\\\/wp-content\\\/uploads\\\/2017\\\/12\\\/innovations_conference.png\",\"keywords\":[\"\u00e9v\u00e9nement\"],\"articleSection\":[\"Environnement\",\"\u00c9v\u00e9nements\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/top-5-themes-canadian-payments-innovation-conference\\\/\",\"url\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/top-5-themes-canadian-payments-innovation-conference\\\/\",\"name\":\"Top 5 Themes from the Canadian Payments Innovation Conference - Innovation Hub\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/top-5-themes-canadian-payments-innovation-conference\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/top-5-themes-canadian-payments-innovation-conference\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/innovation.interac.ca\\\/wp-content\\\/uploads\\\/2017\\\/12\\\/innovations_conference.png\",\"datePublished\":\"2017-12-13T08:55:30+00:00\",\"dateModified\":\"2023-07-20T19:27:46+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/top-5-themes-canadian-payments-innovation-conference\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/top-5-themes-canadian-payments-innovation-conference\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/top-5-themes-canadian-payments-innovation-conference\\\/#primaryimage\",\"url\":\"https:\\\/\\\/innovation.interac.ca\\\/wp-content\\\/uploads\\\/2017\\\/12\\\/innovations_conference.png\",\"contentUrl\":\"https:\\\/\\\/innovation.interac.ca\\\/wp-content\\\/uploads\\\/2017\\\/12\\\/innovations_conference.png\",\"width\":1080,\"height\":720},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/top-5-themes-canadian-payments-innovation-conference\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Top 5 Themes from the Canadian Payments Innovation Conference\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/#website\",\"url\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/\",\"name\":\"Innovation Hub\",\"description\":\"Innovation Hub\",\"publisher\":{\"@id\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/#organization\",\"name\":\"Interac\",\"url\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/innovation.interac.ca\\\/wp-content\\\/uploads\\\/2023\\\/11\\\/Interac_TwoColour_RGB.png\",\"contentUrl\":\"https:\\\/\\\/innovation.interac.ca\\\/wp-content\\\/uploads\\\/2023\\\/11\\\/Interac_TwoColour_RGB.png\",\"width\":2210,\"height\":2210,\"caption\":\"Interac\"},\"image\":{\"@id\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/interac\",\"https:\\\/\\\/x.com\\\/interac\",\"https:\\\/\\\/www.youtube.com\\\/user\\\/InteracBrand\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/interac-corp\\\/\",\"https:\\\/\\\/www.instagram.com\\\/interac\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/#\\\/schema\\\/person\\\/22428b0ca8ac525d8b04e038bd10d06a\",\"name\":\"Marc Folch\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/59de694ffbf41bf4952fdbe82ccab2f59b23040eba86a4684acb81503bbc82a7?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/59de694ffbf41bf4952fdbe82ccab2f59b23040eba86a4684acb81503bbc82a7?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/59de694ffbf41bf4952fdbe82ccab2f59b23040eba86a4684acb81503bbc82a7?s=96&d=mm&r=g\",\"caption\":\"Marc Folch\"},\"url\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/author\\\/marc-folch\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Innovation Hub - Top 5 Themes from the Canadian Payments Innovation Conference","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/innovation.interac.ca\/fr\/top-5-themes-canadian-payments-innovation-conference\/","og_locale":"fr_FR","og_type":"article","og_title":"Top 5 Themes from the Canadian Payments Innovation Conference","og_url":"https:\/\/innovation.interac.ca\/fr\/top-5-themes-canadian-payments-innovation-conference\/","og_site_name":"Innovation Hub","article_publisher":"https:\/\/www.facebook.com\/interac","article_published_time":"2017-12-13T08:55:30+00:00","article_modified_time":"2023-07-20T19:27:46+00:00","og_image":[{"width":1080,"height":720,"url":"https:\/\/innovation.interac.ca\/wp-content\/uploads\/2017\/12\/innovations_conference.png","type":"image\/png"}],"author":"Marc Folch","twitter_card":"summary_large_image","twitter_creator":"@interac","twitter_site":"@interac","twitter_misc":{"\u00c9crit par":"Marc Folch","Dur\u00e9e de lecture estim\u00e9e":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/innovation.interac.ca\/fr\/top-5-themes-canadian-payments-innovation-conference\/#article","isPartOf":{"@id":"https:\/\/innovation.interac.ca\/fr\/top-5-themes-canadian-payments-innovation-conference\/"},"author":{"name":"Marc Folch","@id":"https:\/\/innovation.interac.ca\/fr\/#\/schema\/person\/22428b0ca8ac525d8b04e038bd10d06a"},"headline":"Top 5 Themes from the Canadian Payments Innovation Conference","datePublished":"2017-12-13T08:55:30+00:00","dateModified":"2023-07-20T19:27:46+00:00","mainEntityOfPage":{"@id":"https:\/\/innovation.interac.ca\/fr\/top-5-themes-canadian-payments-innovation-conference\/"},"wordCount":678,"publisher":{"@id":"https:\/\/innovation.interac.ca\/fr\/#organization"},"image":{"@id":"https:\/\/innovation.interac.ca\/fr\/top-5-themes-canadian-payments-innovation-conference\/#primaryimage"},"thumbnailUrl":"https:\/\/innovation.interac.ca\/wp-content\/uploads\/2017\/12\/innovations_conference.png","keywords":["\u00e9v\u00e9nement"],"articleSection":["Environnement","\u00c9v\u00e9nements"],"inLanguage":"fr-FR"},{"@type":"WebPage","@id":"https:\/\/innovation.interac.ca\/fr\/top-5-themes-canadian-payments-innovation-conference\/","url":"https:\/\/innovation.interac.ca\/fr\/top-5-themes-canadian-payments-innovation-conference\/","name":"Top 5 Themes from the Canadian Payments Innovation Conference - Innovation Hub","isPartOf":{"@id":"https:\/\/innovation.interac.ca\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/innovation.interac.ca\/fr\/top-5-themes-canadian-payments-innovation-conference\/#primaryimage"},"image":{"@id":"https:\/\/innovation.interac.ca\/fr\/top-5-themes-canadian-payments-innovation-conference\/#primaryimage"},"thumbnailUrl":"https:\/\/innovation.interac.ca\/wp-content\/uploads\/2017\/12\/innovations_conference.png","datePublished":"2017-12-13T08:55:30+00:00","dateModified":"2023-07-20T19:27:46+00:00","breadcrumb":{"@id":"https:\/\/innovation.interac.ca\/fr\/top-5-themes-canadian-payments-innovation-conference\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/innovation.interac.ca\/fr\/top-5-themes-canadian-payments-innovation-conference\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/innovation.interac.ca\/fr\/top-5-themes-canadian-payments-innovation-conference\/#primaryimage","url":"https:\/\/innovation.interac.ca\/wp-content\/uploads\/2017\/12\/innovations_conference.png","contentUrl":"https:\/\/innovation.interac.ca\/wp-content\/uploads\/2017\/12\/innovations_conference.png","width":1080,"height":720},{"@type":"BreadcrumbList","@id":"https:\/\/innovation.interac.ca\/fr\/top-5-themes-canadian-payments-innovation-conference\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/innovation.interac.ca\/fr\/"},{"@type":"ListItem","position":2,"name":"Top 5 Themes from the Canadian Payments Innovation Conference"}]},{"@type":"WebSite","@id":"https:\/\/innovation.interac.ca\/fr\/#website","url":"https:\/\/innovation.interac.ca\/fr\/","name":"Innovation Hub","description":"Innovation Hub","publisher":{"@id":"https:\/\/innovation.interac.ca\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/innovation.interac.ca\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/innovation.interac.ca\/fr\/#organization","name":"Interac","url":"https:\/\/innovation.interac.ca\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/innovation.interac.ca\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/innovation.interac.ca\/wp-content\/uploads\/2023\/11\/Interac_TwoColour_RGB.png","contentUrl":"https:\/\/innovation.interac.ca\/wp-content\/uploads\/2023\/11\/Interac_TwoColour_RGB.png","width":2210,"height":2210,"caption":"Interac"},"image":{"@id":"https:\/\/innovation.interac.ca\/fr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/interac","https:\/\/x.com\/interac","https:\/\/www.youtube.com\/user\/InteracBrand","https:\/\/www.linkedin.com\/company\/interac-corp\/","https:\/\/www.instagram.com\/interac\/"]},{"@type":"Person","@id":"https:\/\/innovation.interac.ca\/fr\/#\/schema\/person\/22428b0ca8ac525d8b04e038bd10d06a","name":"Marc Folch","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/59de694ffbf41bf4952fdbe82ccab2f59b23040eba86a4684acb81503bbc82a7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/59de694ffbf41bf4952fdbe82ccab2f59b23040eba86a4684acb81503bbc82a7?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/59de694ffbf41bf4952fdbe82ccab2f59b23040eba86a4684acb81503bbc82a7?s=96&d=mm&r=g","caption":"Marc Folch"},"url":"https:\/\/innovation.interac.ca\/fr\/author\/marc-folch\/"}]}},"_links":{"self":[{"href":"https:\/\/innovation.interac.ca\/fr\/wp-json\/wp\/v2\/posts\/12624","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/innovation.interac.ca\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/innovation.interac.ca\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/innovation.interac.ca\/fr\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/innovation.interac.ca\/fr\/wp-json\/wp\/v2\/comments?post=12624"}],"version-history":[{"count":0,"href":"https:\/\/innovation.interac.ca\/fr\/wp-json\/wp\/v2\/posts\/12624\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/innovation.interac.ca\/fr\/wp-json\/wp\/v2\/media\/12022"}],"wp:attachment":[{"href":"https:\/\/innovation.interac.ca\/fr\/wp-json\/wp\/v2\/media?parent=12624"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/innovation.interac.ca\/fr\/wp-json\/wp\/v2\/categories?post=12624"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/innovation.interac.ca\/fr\/wp-json\/wp\/v2\/tags?post=12624"},{"taxonomy":"posts_format","embeddable":true,"href":"https:\/\/innovation.interac.ca\/fr\/wp-json\/wp\/v2\/posts_format?post=12624"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}