{"id":12631,"date":"2017-10-31T11:00:24","date_gmt":"2017-10-31T11:00:24","guid":{"rendered":"https:\/\/projecthermes.wpengine.com\/new-features-autodeposit-request-money\/"},"modified":"2023-06-06T13:47:59","modified_gmt":"2023-06-06T17:47:59","slug":"new-features-autodeposit-request-money","status":"publish","type":"post","link":"https:\/\/innovation.interac.ca\/fr\/new-features-autodeposit-request-money\/","title":{"rendered":"New Features: Autodeposit and Request Money"},"content":{"rendered":"

We just launched two innovative features that build upon the widely-used capabilities of the Interac<\/em> e-Transfer service: Autodeposit<\/a><\/strong>, which allows a user to automatically accept, and deposit into their bank account, funds sent to them via Interac<\/em> e-Transfer, and Request Money<\/a><\/strong>, which allows a user to send a request for money to another user, and immediately have access to the funds when sent back.<\/p>\n

These features are important steps in a broader effort to modernize Canada’s payments system.<\/p>\n

Over the past year, Payments Canada has been communicating its vision for making the movement of money faster, more convenient, and more secure \u2013 a payments infrastructure able to support and accelerate our twenty-first-century digital economy.<\/p>\n

In its consultations with stakeholders, it identified a range of essential requirements for such a system, including near-real-time funds availability, easy and secure methods of transfer (such as being able to look up a recipient using only their email address), and interoperability across financial institutions.<\/p>\n

As the leading payments platform in Canada, we’re bringing a similar vision to life. In fact, we\u2019re already providing much of the functionality a leading-edge payments system requires \u2013 and our new features will bring us even closer to this goal.<\/p>\n

Today, the Interac<\/em> e-Transfer service allows an individual or business to send money to another individual or business using only an email address or mobile phone number. The money sent is made immediately accessible through our \u201cgood funds\u201d model of removing funds from a sender\u2019s account just before notifying the recipient that money has been sent \u2013 but the recipient has to accept and deposit the funds using their mobile or online banking applications.<\/p>\n

The new Autodeposit<\/a> feature, by contrast, will allow users to pre-authorize all deposits transferred into their accounts<\/strong> \u2013 so that, for example, an employee can grant Autodeposit permission to their employer, and can receive their semi-monthly salary payment directly into their account, on-time, without having to take action to accept and deposit the payment.<\/p>\n

And while Autodeposit will make receiving money easier than ever, Request Money<\/a> offers a powerful new way to prompt and facilitate a payment. If you paid the dinner bill for yourself and a friend while out on the town, you\u2019ll be able to make a money request through Interac<\/em> e-Transfer to that same friend straight away, and all they\u2019ll need to do is accept the request in order to make the repayment happen instantly. Likewise a small business could request money from a customer to pay an outstanding invoice, and the customer could pay it immediately without needing cheques, credit cards, or cash \u2013 or even needing to pick up the phone.<\/p>\n

These new features will have benefits all around: reducing the use of paper cheques and paper money, speeding processing times and reducing back-office effort<\/strong>, and making everyone more confident that they\u2019ll get their money from those they do business with (or have fun with) exactly when they expect it.<\/p>\n

In short, they’ll reduce friction in money movement, and give greater levels of control and choice to users. In doing so, they\u2019ll represent yet another important step in the realization of a shared vision of convenient, reliable, and secure digital payments available to all Canadians.<\/p>\n

See the press release here: Interac e-Transfer\u00ae Unveils New Features for Consumers and Small Businesses<\/a><\/p>\n

\"How<\/a>
How autodeposit and request money work. Click to download a PDF copy.<\/figcaption><\/figure>\n

To learn more about the guideposts we\u2019re following in the development of our vision, read our white paper, Principles of a Modernized Payment System.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

We just launched two innovative features that build upon the widely-used capabilities of the Interac e-Transfer service: Autodeposit, which allows a user to automatically accept, and deposit into their bank account, funds sent to them via Interac e-Transfer, and Request Money, which allows a user to send a request for money to another user, and…<\/p>\n","protected":false},"author":18,"featured_media":12011,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[163,160],"tags":[86,82],"posts_format":[112],"class_list":["post-12631","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-paiements","category-virement-interac","tag-caracteristiques","tag-infographie","posts_format-article-fr"],"acf":[],"yoast_head":"\nInnovation Hub - New Features: Autodeposit and Request Money<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/innovation.interac.ca\/fr\/new-features-autodeposit-request-money\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"New Features: Autodeposit and Request Money\" \/>\n<meta property=\"og:description\" content=\"We just launched two innovative features that build upon the widely-used capabilities of the Interac e-Transfer service: Autodeposit, which allows a user to automatically accept, and deposit into their bank account, funds sent to them via Interac e-Transfer, and Request Money, which allows a user to send a request for money to another user, and...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/innovation.interac.ca\/fr\/new-features-autodeposit-request-money\/\" \/>\n<meta property=\"og:site_name\" content=\"Innovation Hub\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/interac\" \/>\n<meta property=\"article:published_time\" content=\"2017-10-31T11:00:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-06-06T17:47:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/innovation.interac.ca\/wp-content\/uploads\/2017\/10\/for_linkedin.png\" \/>\n\t<meta property=\"og:image:width\" content=\"522\" \/>\n\t<meta property=\"og:image:height\" content=\"368\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Peter Maoloni\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@interac\" \/>\n<meta name=\"twitter:site\" content=\"@interac\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Peter Maoloni\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/new-features-autodeposit-request-money\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/new-features-autodeposit-request-money\\\/\"},\"author\":{\"name\":\"Peter Maoloni\",\"@id\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/#\\\/schema\\\/person\\\/983a0b791b203aef0b3155f4b0cc609e\"},\"headline\":\"New Features: Autodeposit and Request Money\",\"datePublished\":\"2017-10-31T11:00:24+00:00\",\"dateModified\":\"2023-06-06T17:47:59+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/new-features-autodeposit-request-money\\\/\"},\"wordCount\":603,\"publisher\":{\"@id\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/new-features-autodeposit-request-money\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/innovation.interac.ca\\\/wp-content\\\/uploads\\\/2017\\\/10\\\/for_linkedin.png\",\"keywords\":[\"caract\u00e9ristiques\",\"infographie\"],\"articleSection\":[\"Paiements\",\"Virement Interac\"],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/new-features-autodeposit-request-money\\\/\",\"url\":\"https:\\\/\\\/innovation.interac.ca\\\/fr\\\/new-features-autodeposit-request-money\\\/\",\"name\":\"New Features: Autodeposit and Request Money - 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