Interac Innovation Hub Cookie Notice

Introduction

This Cookie Notice is meant to provide you with information about how Innovation.interac.ca (“Interac”, “we”, or “us”) uses cookies and other similar technologies (including pixels, tags, and social plug-ins) when you are visiting this website (“Site”) along with their purposes, and how you may control them.

Cookies and other similar technologies allow us to collect information about you and your usage of our Sites in order to help us provide you with the most relevant Interac products and services.

With the exception of essential cookies (as defined in the table below), we will not activate any web tracking technologies on our Sites unless you expressly accept their use via the Cookie Consent Banner or enable non-essential cookies using the Cookie Management Tool.

For information about how we process personal information collected by cookies and web tracking technologies, please see our Privacy Notice.

What is a Cookie?

A cookie is a small file that is passed from a website to an end user’s computer or mobile device. The cookie is used to save information about the interaction between your computer or mobile device and the website you are visiting. The cookie file is automatically stored by your browser (e.g., Google, Safari, Internet Explorer, or Firefox) on the local hard drive, and it can later be retrieved by the website. Cookies are also used to keep track of your preferences and works in progress (such as items in an online shopping cart).

You can learn more about cookies and web tracking from the Office of the Privacy Commissioner of Canada.

We use cookies and other similar technologies that are both created and implemented by Interac and by third-party service providers. The technologies that we use on our Site, and the purposes for which they are used, are listed in the sections below.

What Cookies do We Use and Why?

1. Essential Cookies

These cookies are essential to the functionality of our Site in order to enable the basic Site features (including storing user’s login state and storing privacy settings chosen by the user). Essential cookies do not gather information about you that could be used for marketing purposes and do not remember your navigational information on the Internet. Since they are essential for the function of our Site, by using our Site, you agree to their use for the above purpose.

The following chart outlines the current essential cookies used across our Site that may be updated from time to time:

Title	Category	Type	Description
WordPress	essential	session	Essential and functional cookies used to allow users to log into and remain logged out of a Site.
WordPress Logged In	essential	session	Essential and functional cookies used to allow users to log into and remain logged out of a Site; these cookies enable the interface to recognize you as a logged-in user and determine which account and preferences to use for various features.
GDPR Cookie Consent : CookieLawInfoConsent	essential	persistent	Records the default button state of the corresponding category and the status of CCPA values. It works only in coordination with the primary cookie (GDPR Cookie Consent: viewed_cookie_policy).
GDPR Cookie Consent : cookielawinfo-checkbox-essential	essential	persistent	The cookie is set by the GDPR Cookie Consent plugin to record the user consent for the cookies in the category Essential.
GDPR Cookie Consent : viewed_cookie_policy	essential	persistent	The cookie is set by the GDPR Cookie Consent plugin to store whether or not the user has consented to the use of cookies. It does not store any personal data.

2. Non-Essential Cookies

a. Reporting and Analytics
We use reporting and analytics tools to collect information about how visitors use our Site. These technologies provide us with anonymous, aggregated data. The following chart outlines the current Reporting and Analytics Cookies used on our Site that may be updated from time to time:

Title	Category	Type	Description
Google Analytics : _ga	non-essential	persistent	The _ga cookie, installed by Google Analytics, calculates visitor, session and campaign data and also keeps track of site usage for the site’s analytics report. The cookie stores information anonymously and assigns a randomly generated number to recognize unique visitors.
Google Analytics : _ga_78K957Z1QR	non-essential	persistent	This cookie is installed by Google Analytics. It registers a unique ID that is used to generate statistical data on how the visitor uses the website. This cookie expires after 1 day.
Google Analytics : _ga_*	non-essential	persistent	This cookie is installed by Google Analytics. It stores and counts the pageviews on the site.

b. Personalization Cookies
At this time, we do not use cookies to remember choices you have made or information you have provided, such as screen layouts, preferred language, and country location (“Personalization Cookies”).

3. Third-Party Websites’ Technologies

When using our Site, you may encounter embedded content, including YouTube videos, or you may be directed to other websites including social media platforms for activities including sharing content, submitting surveys or job applications. These third-party websites and embedded content may use their own cookies.

Please note that we do not have control over the placement of cookies by these third-party websites, even if you are directed to them from our Site. You understand that these third-party websites and embedded content are not subject to this Cookie Notice, and we are not responsible for their content or for their treatment of personal data.

We use tools to create a connection between your visit to our Site and a third-party social media platform. These tools may collect information about your activities such as information about your device, which pages you visit on our Site, etc. Collected information may be shared with the third-party cookie technology provider and the third-party social media platform provider. The following chart outlines the current Third-Party cookies used across our Sites that may be updated from time to time.

Title	Category	Type	Description
YOUTUBE.COM : YSC	non-essential	persistent	YouTube sets this cookie to track the views of embedded videos on Youtube pages.
YOUTUBE.COM : yt-remote-device-id	non-essential	persistent	YouTube sets this cookie to store the video preferences of the user using embedded YouTube video.
YOUTUBE.COM : yt-remote-connected-devices	non-essential	persistent	YouTube sets this cookie to store the video preferences of the user using embedded YouTube video.
YOUTUBE.COM : CONSENT	non-essential	persistent	YouTube sets this cookie via embedded youtube-videos and registers anonymous statistical data.
YOUTUBE.COM : DEVICE_INFO	non-essential	persistent	Youtube sets this cookie to track user’s interaction with embedded content.
YOUTUBE.COM : VISITOR_INFO1_LIVE	non-essential	persistent	Youtube sets this cookie to measure bandwidth that determines whether the user gets the new or old player interface.
DoubleClick : test_cookie	non-essential	persistent	Doubleclick.net sets this cookie to determine if the user’s browser supports cookies.
YOUTUBE.COM : yt.innertube::requests	non-essential	persistent	Youtube sets this cookie which registers a unique ID to store data on what videos from YouTube the user has seen.
YOUTUBE.COM : yt.innertube::nextId	non-essential	persistent	Youtube sets this cookie which registers a unique ID to store data on what videos from YouTube the user has seen.

How Can Users Control and Delete Cookies?

1. Cookie Consent Banner on Our Site

When you access our Site, our Cookie Consent Banner will be displayed, and you can choose to “Accept Only Essential” or allow our use of non-essential cookies by choosing “Allow All”. Alternatively, you may choose to “Manage Cookies” and be taken to our Cookie Management Tool where you can “Enable” or “Disable” non-essential cookies. When you choose to enable non-essential cookies, you consent to all future non-essential cookies, updates and upgrades we make from time to time. If you choose to disable non-essential cookies, it may have an effect on your browsing experience. Please be aware that you may disable non-essential cookies at any time.

The Cookie Consent Banner will display when (i) your device accesses our Site for the first time or (ii) your device accesses our Site for the first time after deleting cookies in your browser. You may access the Cookie Consent Banner, Cookie Management Tool and the Cookie Notice when you click the “Privacy Notice” link at the bottom of each page of our Site.

Please note that if you are using a shared device, you may have to delete cookies in your browser for the Cookie Consent Banner to appear. You cannot decline consent for the use of essential cookies (as listed in the table above) that are used to ensure the functionality and/or maintenance of our Sites.

2. Your Browser Settings

Through certain web browser settings, you may have the option to disable the cookies and technologies to control the tracking of your online activities. Please note, however, that disabling a cookie or category of cookies may prevent the Cookie Consent Banner from properly displaying and may not delete an existing cookie or category of cookies from your browser unless manually deleted through your browser function.

3. Third-party Opt-out

Some of the third-party tracking services listed above offer you the opportunity to opt-out of their tracking systems. You can read more about the information they collect and how to opt-out through the privacy policy on their respective websites.