Interac Direct

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Interac Direct enables online shopping at participating merchants with card-free payments from your chequing, savings, or line of credit accounts with your participating financial institution, giving you the freedom to choose how to pay.

Pay straight from your bank account: Use Interac Direct when you checkout with the KONEK payment solution* to pay directly with your chequing, savings or line of credit accounts with your participating financial institution.

Secure online payments: Interac Direct uses tokenization to replace card details with random numbers, sharing only necessary information with merchants to complete a transaction. Your money is kept safe as funds are accessed directly from your bank account.

Skip the Plastic: Go card-free and simplify your shopping experience: once you set up your eligible account with your preferred participating financial institution, you can pay quickly and easily without entering account details.

Flexible Payment Options: Whether you’re buying a new top, pre-authorizing payments for bills, or setting up recurring payments to stream your favourite shows, Interac Direct gives you flexibility in how you make eligible transactions.

Sign up with KONEK.

You can use Interac Direct through the KONEK, a new online payment solution that allows you to pay directly at participating merchants from your eligible account. Supported by Canada’s top financial institutions and powered by Interac Corp., Interac Direct through the KONEK platform gives you the flexibility and choice to pay directly from your eligible bank account at checkout. Look out for the KONEK logo for transactions that are safe, easy, and flexible.

Learn More About KONEK

Here’s how easy you can checkout with Interac Direct through KONEK.

New Users

  1. Find the KONEK button

    Look for KONEK button when checking out online at participating merchants.

  2. Login

    Log in through your financial institution, set Interac Direct as your default payment method, and then select the account you want to use for payments.

  3. Enable Quick Access

    Enable face or touch ID for faster checkouts.

  4. Complete Checkout

    Complete your checkout successfully.

Returning Users

  1. Find the KONEK button

    Look for KONEK button when checking out online at participating merchants.

  2. Enable Quick Access

    Log in with your face or touch ID.

  3. Complete Checkout

    Complete your checkout successfully.

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